Reverse Mortgage Director, Fairway Independent Mortgage Corporation
Harlan has been in the mortgage industry for over 20 years. He has specialized in reverse mortgages since 2003. Harlan is very passionate about the role that reverse mortgages can play in changing the way retirement is done in this country. His best attribute is confronting conventional wisdom with new and innovative ideas that will give you a completely different perspective.
The goal of Harlan and Fairway is to change the way retirement is done for baby boomers in this country. There is a perfect storm and a retirement crisis that can be avoided if we properly manage the trillions of dollars in home equity.
Directory, Enterprise Integration, Mutual of Omaha Mortgage
Shelley is the author of “What’s the Deal with Reverse Mortgages?” (2nd Edition, Rethink Press, 2019), the first book to analyze the role of the housing asset in retirement income planning. In 2012 Shelley co-founded, with Torrey Larsen President of Mutual of Omaha Mortgage, the Funding Longevity Task Force, now known as the Academy of Home Equity in Financial Planning at the University of Illinois. Shelley co-chaired the Housing Wealth in Retirement Symposium in Washington DC, the first event to draw on the combined expertise of HECM industry leaders, NGOs, regulatory agencies, financial services professionals, and academicians. She directs Enterprise Integration at Mutual of Omaha Mortgage.
At Mutual of Omaha, Shelley mentors an elite group of loan officers whose focus is on helping the financial planning community integrate the housing asset into the retirement planning process. In addition, Shelley is tasked with incorporating reverse mortgage resources into the advisory arm of Mutual of Omaha. She is the author of a Continuing Education course for financial professionals for the International Retirement Resource Center. Shelley frequently speaks at industry events, financial services conferences and virtual events such as ABA, FPA, NAIFA, WIFS, NAHB, and NRMLA. She participates often on radio and television broadcasts. Shelley has been published in Benefits Magazine, The RMA Journal, The Retirement Income Journal, Advisor Today, The Society of Actuaries, and The Street as well as interviewed by publications such as the Wall Street Journal, Kiplinger, and Forbes.
Zandman Professor, Wharton School, University of Pennsylvania
Mauro F. Guillén is one of the most original thinkers at the Wharton School, where he holds the Zandman Professorship in International Management and teaches in its flagship Advanced Management Program and many other courses for executives, MBAs, and undergraduates. An expert on global market trends, he is a sought-after speaker and consultant. He combines his training as a sociologist at Yale and as a business economist in his native Spain to methodically identify and quantify the most promising opportunities at the intersection of demographic, economic, and technological developments. His online classes on Coursera and edX have attracted over 100,000 participants from around the world. He has won m ultiple teaching awards at Wharton, where his presentation on global market trends has become a permanent feature of over fifty executive education programs annually.
His research, teaching, and speaking incorporates both numerical assessments of trends and illuminating examples from business, politics, and everyday life. He shows in accessible terms that one can accurately forecast trends by systematically following the babies and following the money into the future. His research has earned him many distinctions, including Fulgright, Rockefeller, and Guggenheim fellowships, a membership in the Institute for Advanced Study in Princeton, and prizes from the Academy of Management, the American Sociological Association, the Social Science History Association, and the Gustavus Myers Center for the Study of Bigotry and Human Rights. He is an elected member of the Sociological Research Association and the Macro Organizational Behavior Society.
His research, op-eds, and commentary have been featured in numerous outlets, from the New York Times and the Wall Street Journal to The Economist, and the Financial Times. He has appeared on radio and TV shows such as NPR’s Marketplace and Radio Times, CNBC’s Mad Money and Squawk Box, and CNN’s Fareed Zakaria GPS. He is a seasoned public speaker at conferences, conventions, forums, and corporate events organized by industry associations and Fortune 500 companies. He serves or has served on several advisory groups, boards of directors, and nonprofit boards of trustees.
His book on 2030: How Today’s Biggest Trends Will Collide and Reshape the Future of Everything was an instant Wall Street Journal bestseller, with translations into Italian, Japanese, Korean, Mandarin, Romanian, Turkish, Portuguese, Spanish, and Vietnamese.
President, Reverse Focus, Inc., HECMWorld Commentator
Shannon draws from his experience as a reverse mortgage originator and prior work in the financial services industry. Shannon has been covering reverse mortgage news stories since 2008 when he began podcasting and in 2010 with weekly video updates. He has spoken nationally at industry events and is host of the nation’s only weekly podcast for reverse mortgage professionals “Reverse Focus Weekly”.
Senior Counsel, Locke Lord LLP
Daron is an accomplished appellate advocate and maintains an active practice in regulatory compliance and business litigation. As an appellate lawyer, Daron has taken a leading role in four of the last six cases in the Texas Supreme Court involving home-equity loans under article XVI, section 50(a)(6) of the Texas Constitution, and he regularly argues before the U.S. Circuit Courts of Appeals and state courts of appeals.
Daron's compliance work includes advising forward and reverse mortgage lenders regarding federal and state statutory and regulatory requirements, developing new loan products and creating loan documents and disclosures for those products to comply with all legal and industry requirements, revising existing loan documents to adapt to statutory and regulatory changes, and assisting lenders with investigations by federal and state regulators.
Director of the Financial Planning Program, University of Illinois, Urbana-Champaign
Dr. Craig Lemoine, CFP®, MRFC® is currently the Director of the Financial Planning Program at the University of Illinois, Urbana-Champaign where he serves as an Associate Clinical Professor; teaching courses in risk management, retirement and financial planning. Craig earned both his PhD and Undergraduate degrees from the Texas Tech University College of Human Science. Craig’s earned his PhD in Personal Financial Planning in 2013 and undergraduate in Family Financial Planning in 1998.
Craig also serves as the Executive Director of the Academy for Home Equity in Financial Planning. The Academy studies the role of home equity in consumer retirement decisions. As well as teaching courses at the University of Illinois Craig is working with a team of experts to create a financial planning certification focusing on professionals who work with agribusiness and farming clients.
Previously, Craig served on and chaired the CFP® Council of Examination (2009-2014) and was the Executive Director of the Northwestern Mutual Granum Center. His current service includes: chairman of the MRFC® designation committee, Editor of the Journal for Personal Finance and Membership Coordinator for the Illinois Financial Planning Association.
Before joining the University of Illinois in the fall of 2017, Craig championed CFP® education at The American College and helped develop financial planning, retirement and risk management curriculum across certificate, undergraduate and graduate programs. While at The American College (2008 – 2017), Craig had the opportunity to help create and teach in the RICP®, CHF®, CLU® and WMCP® designations. His research in annuitization and the value of financial designations has been published in The Journal of Financial Planning and Journal of Financial Service Professionals.
Craig was a founding partner of Lone Star Financial Education (2012 – 2019), a CFP® Review Company which is now part of Dalton Education. He continues to speak and consult within the financial services industry in areas of risk management, planning in the LGBT+ community, fiduciary standards of care and technological disruption.
Craig currently lives in Champaign, Illinois and his primary focus is building a world-class financial planning program. He enjoys spending time with his family, reading science fiction, running and gardening.
Vice President, National Field Retail & Industry Relations, Finance America Reverse
A 27-year mortgage banker, Scott captained the original campaign to amend the Texas Constitution to authorize reverse mortgages in the state in 1999, when he founded the Texas Association of Reverse Mortgage Lenders. He later led three additional successful efforts to expand reverse mortgages in Texas through the constitutional amendment process. A former originator, Scott closed the very first reverse mortgage loan in Texas in 2000.
In addition to his work in the Lone Star State, Scott has also testified numerous times about reverse mortgage lending before the legislatures of California, Arkansas and Minnesota to help craft legislation to protect senior homeowners around the country. Scott got his start in the mortgage business in Austin in 1993, later becoming President of the Austin Mortgage Bankers Association. In 2010, Scott was elected the youngest President in the 102-year history of the Texas Mortgage Bankers Association.
Scott is currently the Co-Chair of NRMLA, as well as the National Field Retail Sales Manager and Director of Government Relations for Finance of America Reverse.