TMBA Educational Webinar Series

Title: Homeownership Assistance Programs: Supporting First-Time Homebuyers
Date: July 18, 2024

Description: Join us for an insightful webinar, "Homeownership Assistance Programs: Supporting First-Time Homebuyers," presented by the Texas Mortgage Bankers Association. This session will provide valuable information about homeownership assistance programs designed for first-time and lower-income homebuyers. Our expert panelists will discuss the various programs available, the benefits they offer, and the challenges these buyers face when seeking a home mortgage loan.

Register: Online or PDF

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Nicollette Chapman

Sarah Ellinor

Sr. Manager, Homeownership Programs, Texas State Affordable Housing Corporation (TSAHC)

Sarah Ellinor is the Senior Manager of Homeownership Programs at the Texas State Affordable Housing Corporation (TSAHC). Sarah has worked in the housing industry for over 17 years. Before joining TSAHC nearly 12 years ago, she was employed as a housing/financial counselor with nonprofits located in North Carolina, Iowa, and Texas, helping families buy a home and achieve other financial goals. Her prior experience helps her understand the benefits of homeownership and the challenges facing Texas home buyers.

Jonathon M Grafflin, CMB, AMP

Jonathon M. Grafflin, CMB, AMP

Chief Operating Officer, GenWay Home Mortgage, Inc.

Mr. Grafflin currently serves as the Chief Operating Officer of GenWay Home Mortgage, Inc. (GenWay) where he has responsibility for both the revenue and operating functions of the company. GenWay is a GNMA Issuer and Servicer and specializes in the affordable segment of the market. His experience spans over 25 years across multiple disciplines in mortgage banking, including Capital Markets, Operations, and leading top origination Channels on multiple occasions. He has earned both his Certified Mortgage Banker (CMB) and Accredited Mortgage Professional (AMP) designations from the Mortgage Bankers Association of America and has served twice as a Director of the Texas Mortgage Bankers Association. Mr. Grafflin resides with his family in Dallas, TX

John Hudson


John Hudson, CRMS

CEO and Co-Founder at H & M Mortgage Group, LLC

This 26-year veteran of the mortgage industry is a fierce advocate for down payment assistance programs in today’s economy. Why?...because not everyone can borrow from the “Bank of Mom and Dad”. John Hudson recently, like last month, co-founded his new mortgage company, H & M Mortgage Group, because he felt his calling was to get back to educating consumers and housing industry participants on why homeownership is a noble cause and how to get there. From 2015 to last month, John was the Executive VP for Mortgage Financial Services where he ran the wholesale division. This is where he led the charge to make MFStpo the only wholesaler in the country to bring TSAHC, TDHCA, and SETH to the mortgage brokerage industry. Having served in various roles with the Mortgage Bankers Association and the National Association of Mortgage Brokers, this self-proclaimed “Mortgage Geek” will tell you that one of his career highlights was testifying before congress on Dodd-Frank and being one of the smartest people in that room. John lives in San Antonio with his beautiful wife and daughter with 3 dogs and a cat and has to run a half marathon every weekend to meditate about how to better impact housing finance.